Cona Elder Law

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Medicaid Rates and Figures

2022 Medicaid Regional Rates

The following figures represent the Department of Health's assessment as to the average cost of nursing home care in each region. These figures are used to calculate Medicaid penalty periods for gifts and asset transfers.

Long Island (Nassau/Suffolk)$14,012
New York City (5 Boroughs)$13,415
Central (Syracuse, Broome, Cayuga, Oswego, etc.)$11,328
Northeastern (Albany, Rensselaer, Saratoga, Schenectady, etc)$12,560
Northern Metropolitan (Westchester, Dutchess, Orange, Rockland, etc.)$13,399
Rochester (Monroe, Ontario, Seneca, etc.)$13,376
Western (Buffalo, Erie, Niagra, Genesee, etc.)$11,884

2022 Medicaid Resource & Allowances

The New York State Department of Health has issued resource and income allowances for the year 2021. All figures are effective as of January 1, 2021.

Institutional/Nursing Home Care 
Applicant Resource Allowance$16,800
Community Spouse Resource Allowance$137,400
(maximum)
  
Applicant Income Allowance$50
Community Spouse Income Allowance$3,435
  
Community Based Care (Home Care, etc.) 
Applicant Resource Allowance$16,800
Community Spouse Resource Allowance$24,600
  
Applicant Income Allowance$934
Community Spouse Income Allowance$1,367

2022 Government Benefit Increases

As federal benefits increase this year, our Elder Law and Estate Planning attorneys are on hand to help you navigate these government programs, eligibility requirements and planning opportunities. Contact us at 631.405.4857.

2022 Social Security Benefits

5.9% increase

2022 Veteran’s Benefits

Aid and Attendance Pension Benefit:

  • Single Veteran: $2,050
  • Married Veteran: $2,431
  • Surviving Spouse: $1,318

2022 Medicare Benefits

  • Hospital Deductible: $1,556
  • Co-insurance (days 61-90): $389/day
  • Skilled Nursing Facility Co-insurance (days 21-100*): $194.50/day
    *if medically eligible

2022 Medicaid Benefits

Institutional Benefits:

  • Resource Allowance: $16,800
  • Income Allowance: $50
  • Community Spouse Resource Allowance: $137,400
  • Community Spouse Income Allowance: $3,435
  • Home Equity Limit: $955,000

Community/Home Care Benefits

  • Resource Allowance: $16,800
  • Income Allowance: $934
  • Community Spouse Resource Allowance: $24,600
  • Community Spouse Income Allowance: $1,367

Estate and Gift Taxes

  • Federal Estate Tax Exemption: $12,060,000 
  • New York State Estate Tax Exemption: $6,110,000
  • Annual Gift Tax Exclusion: $16,000 (per year/per beneficiary)